EBSO has been serving the needs of clients with comprehensive products and services for over 30 years. Founded in 1982 in St. Paul, Minnesota, our clients range in size from companies with less than 50 employees to those with several thousand employees located across the U.S. They provide products and services to both fully-insured and self-insured employers.
EBSO is a licensed Third Party Administrator and is a professional member of Society of Professional Benefit Administrators (SPBA), Minnesota Association of Health Underwriters (MAHU) and the National Association of Health Underwriters (NAHU).
P.O. Box 1259
Charlotte, North Carolina 28201
TIAA - CREF is the largest provider of retirement plan services to the not-for-profit market1, offering more than 15,0002 funds and holding $569 billion3 in assets.
Providing a broad range of investment options that span the risk/reward spectrum, from separate accounts to commingled funds, they can tailor an investment solution that meets your and your clients' diverse needs.
1 LIMRA, Not-for-Profit Market Survey, second-quarter 2013 results. Based on a survey of 28 companies; TIAA-CREF assets under management by market segment estimated; segment breakdown based on 20 companies. Market share ranking does not reflect current investment performance.
2 The figure of 15,000 available funds refers to priority funds and non-proprietary funds which are only available to retirement plan participants.
3 As of December 31, 2013.
CUNA Mutual Retirement Solutions (formerly CPI Qualified Plan Consultants, Inc.)
1809 24th Street
Great Bend, KS 67530-1167
At CUNA Mutual, we help people protect, invest and plan for their future—regardless of their financial standing. Our company was founded more than 80 years ago by credit union leaders, who were looking for an insurance and investment partner they could trust. For generations, we've helped credit unions, businesses, and hardworking Americans build financial security.
1 CUNA Mutual Retirement Solutions is a division of CUNA Mutual Group and the marketing name for CPI Qualified Plan Consultants, Inc., a CUNA Mutual Group member company.
2 CUNA Mutual Fiduciary Consultants is a marketing name and service of MEMBERS Capital Advisors, Inc., the registered investment advisor affiliate of CUNA Mutual Group. MEMBERS Capital Advisors has assets under management of more than 14.4 billion, including the general account of CMFG Life Insurance Company.
900 Salem Street
Smithfield, RI 02917
At Fidelity, our goal is to make financial expertise broadly accessible and effective in helping people live the lives they want. We do this by focusing on a diverse set of customers: - from 23 million people investing their life savings, to 20,000 businesses managing their employee benefits to 10,000 advisors needing innovative technology to invest their clients' money. We offer investment management, retirement planning, portfolio guidance, brokerage, and many other financial products.
MASSMUTUAL FINANCIAL GROUP
1295 State Street
Springfield, MA 01111-0001
MassMutual has a long history of financial strength and strong performance. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company's strong and growing network of financial professionals helps clients make good financial decisions for the long term.
911 Panorama Trail S.
Rochester, NY 14625-0397
At Paychex, we surround financial advisors with retirement plan expertise and conscientious service to support the growth of their business. We provide a stream of benefits to advisors and clients, including thousands of investment options, local plan expertise, flexible plan design, and quality recordkeeping services.
VOYA FINANCIAL (FORMERLY ING U.S.)
7337 E. Doubletree Ranch Road
Scottsdale, Arizona 85258
VOYA Investment Management provides active, research-driven investment solutions across asset classes and investment styles. With 40 years of history in asset management, 850 employees and 200 investment professionals, VOYA is a top 20 U.S. manager of Institutional tax-exempt assets.1 Holding $213 billion in assets under management with $127 billion managed for external institutions2, and $35 billion in Defined Contribution plan assets under management.3
1 Pensions & Investments Magazine,The Largest Money Managers as of December 31, 2013.
2 As of March 31, 2014, Voya IM assets of $213 billion include proprietary insurance general account assets of $86 billion calculated on a market value basis. Voya IM assets, as reported in Voya Financial, Inc. SEC filings, include general account assets valued on a statutory book value basis and total approximately $207 billion. Both totals include $7 billion in Private Equity, $7 billion in Real Estate and $6 billion in other assets including those sub-advised through the Voya family of funds and the Multi-Asset Strategies and Solutions product offerings.
3 $35 billion in DC assets excludes approximately $28 billion in assets under administration as of March 31, 2014.
JEFFERSON NATIONAL (Fee-Based)
P.O. Box 36750
Louisville, Kentucky 40233
Jefferson National is a recognized innovator of retirement products for fee-based and fee-only advisors and the clients they serve. Founded in 1937, Jefferson National serves more than 50,000 customers nationwide, and is domiciled in Dallas, TX with authority in 49 states and the District of Columbia.
P.O. Box 36750
Louisville, Kentucky 40233
OneAmerica for many people, the key to securing a sound financial future lies in successfully building a retirement "nest egg" and obtaining adequate life insurance protection. Now you can help your clients fulfill their goals without compromising their moral integrity through variable annuity and variable universal life1 insurance products issued by American United Life Insurance Company® (AUL).
American Accumulator variable universal life - a flexible premium variable universal life insurance policy that allows death benefit coverage as well as market participation.
DirectPoint variable annuity - a no surrender charge VA for the client who wants 100 percent liquidity.2
Voyage Protector variable annuity - a flexible-premium, tax-deferred variable annuity that offers rider benefits so the client can select and pay for the features appropriate for them.
1 Life insurance is subject to medical underwriting.
2 Income tax and potential IRS penalties still apply.
Products and financial services provided by American United Life Insurance Company®, a OneAmerica® (AUL) company.
Note: All products and features are subject to state availability. When evaluating the purchase of a variable annuity, your clients should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value, annuities have limitations and investing involves market risk, including possible loss of principal. Additionally, withdrawals made before age 59 1/2 may be subject to a 10 percent tax penalty.
Variable annuities and variable universal life insurance policies are sold by prospectus. The product prospectus and underlying fund prospectuses can be obtained by writing to OneAmerica Securities, Inc., 433 N. Capitol Ave., Indianapolis, IN 46204. Before investing, clients should carefully consider the fund's investment objectives, risks, charges and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Clients should carefully read the prospectuses before investing.
Registered individual variable annuity contracts and variable universal life policies issued by AUL are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 433 N. Capitol Ave., Indianapolis, IN 46204, 1-877-285-3863, which is a wholly owned subsidiary of AUL.
NOT FDIC/NCUA Insured. May loose value. No bank/credit union guarantee.