Launched in 1994, Small Cap Value is our oldest fund and one of the most popular. By nature, a small cap fund involves greater inherent risk than a large cap fund due to the strategy of investing in smaller companies. The benefit is that smaller companies have a higher likelihood of being undervalued and often have greater room to grow. Call +1 (800) 846-7526 or chat online if you need any assistance.
The Fund seeks to achieve its objectives by primarily investing in small-cap stocks and American Depository Receipts (ADRs). Small-cap stock is a reference to the common stock of companies whose market capitalization is generally less than $4.4 billion. Small cap stocks are more susceptible to price movements than larger companies. As a result, investing in smaller companies can result in greater capital growth with commensurately more risk than larger company stocks.
In choosing the securities in which to invest, the Fund uses extensive fundamental analysis to develop earnings forecasts and to identify attractive investment opportunities relative to market valuation. After first considering the moral filters, individual companies are scrutinized concerning their individual growth prospects and their competitive positions within their respective industries. Individual company analysis focuses upon the outlook for sales, profit margins, returns on capital, cash flow and earnings per share, while adhering to the ethical standards associated with the Fund.
We have created a worksheet to help you decide which funds might meet your investment needs, Asset Allocation Investor Worksheet. Answer the questions, then add your points to consider an appropriate strategy. The scale attempts to create a spectrum of the funds using a broad brush criteria of aggressiveness/risk. The scale and order of funds may not be accurate at any point in time, because as the markets shift and change, so will the relative positions of the funds. This should be considered as a general guideline and not a scientifically created/maintained analytical tool. You may want to consider a more aggressive or more conservative diversification than your score indicates.
Westwood Management Corp. is a wholly owned subsidiary of Westwood Holdings Group, Inc., a publicly traded company (NYSE:WHG). Westwood is a Registered Investment Advisory Firm. Westwood utilizes a team of investment professionals who are responsible for the day-to-day recommendations regarding the investment of the portfolio.
Mr. William E. Costello, CFA, has served as Senior Vice President and Senior Research Analyst since joining Westwood in July 2010. Mr. Costello has served on the portfolio team for the Timothy Plan Small Cap Value Fund since December 2010.
Mr. Matthew R. Lockridge, has served as Senior Vice President and Research Analyst for Westwood since March 2015. Prior to this appointment, he served Westwood as Vice President and Research Analyst from 2010 to 2015. Mr. Lockridge has served on the portfolio team for the Timothy Plan Large/Mid Cap Value Fund since December 2012 and on the Timothy Plan Small Cap Value Fund since December 2010.
Mr. Frederic G. Rowsey, CFA, has served as Associate Vice President and Research Analyst for Westwood since March 2015. Prior to this appointment, he served Westwood as a Research Analyst from 2013 to 2015, and as a Research Associate from 2010 to 2013. Mr. Rowsey has served on the portfolio team for the Timothy Plan Small Cap Value Fund since December 2013.